________ is the person named on the face of a credit card or debit card to whom or for whose benefit the card is issued.

• A. Authorized User
• B. Card Issuer
• C. Cardholder
• D. Account Beneficiary

Answer: (C)

The person named on the face of a credit card or debit card is the cardholder—the individual who owns the account and is responsible for the charges made with that card. The cardholder is the primary party to the account, authorized to use the card, and typically bears liability for payments and any disputes tied to the account. An authorized user is someone else you’ve permitted to use the card, but they are not the person whose name is on the account and may not have full liability for charges. The card issuer is the bank or financial institution that issues the card, while “account beneficiary” isn’t a standard term used to describe the card’s primary owner. So, the name printed on the card identifies the cardholder.