Issuance of a check or similar sight order for the payment of money knowing that the issuer does not have sufficient funds in or on deposit with the bank or other drawee for the payment in full of the check or order as well as all other checks or orders outstanding at the time of issuance. This offense is known as what?

• A. Issuance of a Bad Check or Sight Order
• B. False Statement to Obtain Property
• C. Forgery
• D. Cardholder

Answer: (A)

The main idea tested is writing and presenting a check or similar sight order when there aren’t enough funds to cover it. This is the crime of issuing a bad check or sight order. The key element is knowledge: the issuer knows the account lacks sufficient funds for the payment, including the fact that other checks outstanding at the time won’t be covered. That intent to obtain value by presenting the instrument without funds is what makes it a criminal act.

Other choices describe different offenses. False statements to obtain property involve lying to get something of value, not writing a bad check. Forgery centers on creating or altering a document to defraud. Cardholder relates to card misuse, not the act of issuing a check with insufficient funds.