Lying in order to receive a loan, furnishing property or service on credit, a line or letter of credit, a credit card, a mortgage loan. This is punished as what, with possible enhancement if the victim is elderly?

Prepare for the Penal Code 30-72 Test. Study with flashcards and multiple choice questions, each question has hints and explanations. Get ready for your exam!

Multiple Choice

Lying in order to receive a loan, furnishing property or service on credit, a line or letter of credit, a credit card, a mortgage loan. This is punished as what, with possible enhancement if the victim is elderly?

Explanation:
The main idea here is deception to obtain property or credit. Lying to get a loan, goods or services on credit, a line of credit, a credit card, or a mortgage loan is classic fraud by false statement aimed at securing property or credit. The statute that fits this scenario covers both obtaining property and obtaining credit, and it also includes an enhancement when the victim is elderly. That’s why the option that literally says false statements to obtain property or credit (and notes the possibility of enhancement in certain sentences) is the best fit—the description in the question aligns with all the listed ways to obtain property or credit, plus the elderly- victim enhancement. The other options don’t cover the full scope: they either address a different offense (adulterated or forgery) or leave out credit transactions or the sentencing enhancement.

The main idea here is deception to obtain property or credit. Lying to get a loan, goods or services on credit, a line of credit, a credit card, or a mortgage loan is classic fraud by false statement aimed at securing property or credit. The statute that fits this scenario covers both obtaining property and obtaining credit, and it also includes an enhancement when the victim is elderly. That’s why the option that literally says false statements to obtain property or credit (and notes the possibility of enhancement in certain sentences) is the best fit—the description in the question aligns with all the listed ways to obtain property or credit, plus the elderly- victim enhancement. The other options don’t cover the full scope: they either address a different offense (adulterated or forgery) or leave out credit transactions or the sentencing enhancement.

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