With intent to obtain a benefit fraudulently, he presents or uses a credit card or debit card. This offense is called what?

• A. False Statement to Obtain Property
• B. Credit Card Abuse
• C. Forgery
• D. Criminal Simulation

Answer: (B)

The main idea is using a credit or debit card to get a benefit when you’re not entitled to do so. Credit Card Abuse specifically covers presenting or using a card with the intent to obtain property or services fraudulently. In this scenario, the person intentionally uses or presents the card to gain something of value, knowing they aren’t entitled to it, which fits that offense precisely.

Think of the others as different ways to defraud: False Statement to Obtain Property involves lying to obtain something, Forgery involves creating or altering a document to defraud, and Criminal Simulation involves presenting something that imitates another item to deceive. None of those hinge on the unauthorized use of a card to gain property the way credit card abuse does.